Privacy PolicyAbout
PRIVACY POLICY NOTICEAt LuxPSG Global, we value your privacy and the importance of safeguarding your data. This Privacy Policy Notice (the “Notice”) describes our privacy practices for the activities set out below. In this Notice, personal information is information that identifies, relates to, or could be reasonably linked directly or indirectly with a particular individual or household.
Categories of Personal Information Collected
During the previous 12 months, we may have collected the following categories of Personal Information:
CATEGORIESEXAMPLES
Personal identifiersFull names and government issued identification numbers: Social Security number, passport number, state issued driver's license or identification number.
Personal informationContact information: telephone numbers and mailing addresses. Financial information: account numbers and balances, payment card details.
Protected classifications under California or federal lawAge, marital status, sex, citizenship, veteran or military status
Commercial informationInformation from purchased products and services, including transaction histories.
Biometric informationFingerprints and voiceprint
Internet or similar network activity informationBrowsing history, search history, information on a consumer's interaction with a website, application, or advertisement
Geolocation dataDevice location
Audio, electronic, visual, or similar informationAudio, electronic, visual, thermal, olfactory, or similar information
Employment informationWork history checks, resumes, background checks, personnel files
Education InformationPersonally identifiable education information that is not publicly available.
InferencesInferences drawn from any other category of personal information to create a profile about an individual reflecting potential or probable preferences, behaviors, abilities, or other similar predispositions.
Sensitive Personal Information
  • Social Security number, driver's license number, state identification card number, or passport number
  • Account log-in, financial account number, debit and credit card number in combination with any required security or access code, password, or credentials allowing access to an account
  • Precise geolocation
  • Racial or ethnic origin
  • Contents of mail, email, and text messages where we are not the intended recipient of the communications
  • Biometric information processed to uniquely identify an individual
  • Health information

Categories of Sources of Personal Information
The information from the above-referenced categories is obtained from the following sources:
  • Directly from you or your authorized agent
  • Service provides
  • Our affiliates
  • Our website and applications that you access on your mobile devices
  • Text messaging
  • Chat features on our websites and mobile applications
  • Government entities
  • Business partners
  • Service providers
  • Third-party service providers in conjunction with our service
    1. For example, a credit report obtained from a credit reporting agency for the purpose of evaluating a loan application.
  • Third-party providers in conjunction with a commercial purpose
    1. For example, third-party cookies and code used to evaluate your visits to our websites in order to provide customized experiences and advertisements

Purposes for Using Personal Information
We may use or disclose the personal information we collect for any of the following purposes:
  • To provide you with requested information on products or services
  • To fulfill the purpose for which you provided information; for example, the evaluation of the information you provide on a loan application
  • Protecting and detecting against fraud and other security risks
  • Advertising and marketing related activities
  • Human resource related activities; including, evaluation of employment applications and independent contractor engagements, and the administration of employment-related benefits for you and your spouse or domestic partner and dependents
  • To provide you with notices concerning our products or services
  • To respond to law enforcement request and as required by applicable law, court order, or governmental regulation
  • To support customer relationship management
  • To evaluate potential mergers, acquisitions, and other related transactions
  • To support audits and related investigations
  • To support the ongoing management and maintenance of our products and services

Changes to Privacy Policy
LuxPSG Global reserves the right to amend or replace this Notice any time without prior notice. Any changes are effective as of posting, which is noted at the top of this Notice.

Security
LuxPSG Global uses reasonable measures that comply with federal standards to safeguard your personal information. However, the information that you send to us may not be secure during the transmittal process. Therefore, you should not use unsecured communication channels to send sensitive of confidential information to us.

Third-Party Websites
The websites of LuxPSG Global, and its subsidiaries may include links to third-party websites. If you link to a third-party website, you are subject to that website’s privacy and security practices. We do not control and are not responsible for how third-party websites use, collect, or disseminate your personal information.

Cookies
A cookie is a small file with information that your browser stores on your device. Information in this file is typically shared with the owner of the site in addition to potential partners and third parties to that business. The collection of this information may be used in the function of the site and/or to improve your experience.
How we use cookies
To give you the best experience possible, we use the following types of cookies:
  • Strictly Necessary. As a web application, we require certain necessary cookies to run our service.
  • Preference.
    1. We use preference cookies to help us remember the way you like to use our service.
    2. Some cookies are used to personalize content and present you with a tailored experience. For example, location could be used to give you services and offers in your area.
  • Analytics.
    1. We collect analytics about the types of people who visit our site to improve our service and product.

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